Youth Savings Accounts & Share Certificates

Up to Age 9

Learn the value of money and start saving for all those cool toys you want. Save every penny, nickel, dime, and quarter and before you know it, that change will turn into dollars. The best part about bringing your money to the credit union is that you earn extra money, called dividends, just for saving!

Open up a Youth Share Savings with a minimum $5.00 opening deposit.* You’ll be saving in no time! In addition, you may open a Youth Share Certificate with a minimum $500 opening deposit.**

Parents, the next time you visit our branch, be sure to ask how you can help encourage your kids to save at an early age and ask about opening up a youth account for them.

View Deposit Rates Here

Ages 10 to 13

It’s your money – you’ve earned it, now what are you going to do with it? It’s easy to take the money you’ve earned and spend it quickly on movie tickets, music, new clothes, and video games. However, you may want to consider saving your money and watching it grow. Learn how to become financially responsible today and reap the rewards tomorrow.

Open up a Youth Share Savings with a minimum $5.00 opening deposit.* The more you deposit, the more you will earn. Watch your money grow even more by opening a Youth Share Certificate with a low minimum $500 opening deposit!**

Parents, the next time you visit our branch, be sure to ask how you can encourage your kids to save and spend wisely and get them started on the path to financial success.

View Deposit Rates Here

Ages 14 to 19

As you are becoming more financially independent, it’s easy to become overwhelmed with the sudden responsibilities. At this age, you will want to learn how to handle your money wisely and achieve your financial goals such as: Balancing a Checkbook, Budgeting Effectively, Preparing to Buy Your First Car, Saving for College, and much more.

Open your Youth Share Savings with a minimum $5.00 opening deposit.* You may also open a Youth Share Certificate with a minimum $500 opening deposit and earn a higher-yield on your savings!**

Open a Share Draft Checking, obtain Drafts/Checks, and an ATM or Debit Card and get an early start in learning how to manage your finances and use these important tools in your daily life!***

View your balances, pay your bills, and more with Best Reward Online or our Mobile Banking App 24 hours a day, 7 days a week!

View Deposit Rates Here

*Minimum balance of $5.00 or more required to earn dividends. Dividends calculated on an average daily balance and paid monthly. Statement Fee Per Mailed Statement is $1.00 (e-Statements are FREE).

**Minimum balance of $500 or more required to earn dividends. Dividends calculated on an average daily balance and paid monthly. Statement Fee Per Mailed Statement is $1.00 (e-Statements are FREE).

Early withdrawal penalties may reduce earnings. We are not required to pay out your certificate before maturity. If we do permit an early withdrawal, you will be charged a Substantial Penalty based on the original maturity and the amount withdrawn.

***Must be at least 16 years of age with a parent/guardian of legal age as joint owner. ATM/Debit Cards must be issued in the parent/guardian's name. The minor may write Drafts/Checks and use cards issued on the account with the parent/guardian's consent. The parent/guardian assumes full responsibility for the account. Statement Fee Per Mailed Statement is $1.00 (e-Statements are FREE).