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VISA Platinum Credit Card


Benefits of a Best Reward Federal Credit Union VISA Platinum Credit Card

Affordable Rates

Get the same APR for purchases, balance transfers, and cash advances.

No Penalty APR

We won't hike up your rate if you're late on your payments so you can get on top quickly.

No Annual Fee

Plus, you never have to pay an over-the-limit fee, cash advance fee, or transaction fee.

Easy Management

Enjoy Online and Mobile Banking access plus 24-7 support and fraud protections.


VISA Platinum Credit Card Details

Not everyone values collecting points and redeeming rewards. Our VISA Platinum Credit Card offers a lower rate with none of the fuss; keeping it simple for you!

  • APR is the Same for Purchases, Balance Transfers, and Cash Advances
  • No Annual Fee
  • No Penalty APR
  • No Over-the-Limit Fee
  • No Cash Advance Fee
  • No Transaction Fees
  • No interest on purchases if you pay your entire balance by the due date each month.
  • Easily make payments online, in your local branch, by mail, or over the phone.

Apply Now

A man sits on his sofa and uses his credit card and mobile phone to manage his finances.


See Best Reward Federal Credit Union VISA Platinum Credit Card Rates

VISA Platinum Credit Card Variable 14.24% None People who want an affordable rate without all the frills



Simple Application Process for a VISA Platinum Credit Card




Apply Online

Get started using our secure online application portal.



Get Pre-Approved

We'll check you're eligible and then offer you a rate based on your credit qualifications.



Receive Your Card

Use your card for regular expenses, big purchases, or rainy days only.


Get Started

"Great team. Helped me a lot!" – Ricardo K., Highland Heights, OH.

Special Features of a Best Reward Federal Credit Union VISA Platinum Credit Card


Payment Protection

Customize your account alerts to suit your preferences so you stay ahead of fraud.

Zero Fraud Liability

VISA guarantees you're not accountable for unauthorized transactions.

Cardholder Services

Call +1-866-820-5838 to check your account balances, make payments, and more.

Digital Access

Use Online Banking or our Mobile App to conveniently manage all your needs.

Free eStatements

Check your transactions and balances each month to prevent fraud and detect errors.

Easy Ways to Pay

Choose if you want to make payments online, in-person, over the phone, or by mail.


Ready to Apply for Your VISA Platinum Credit Card?



FAQs About Best Reward FCU VISA Platinum Credit Cards

What rate and credit limit will I get for my VISA Platinum Credit Card?

Best Reward Federal Credit Union will offer you an annual percentage rate (APR) and credit limit based on your credit qualifications, including your credit score, repayment history, and debt-to-income (DTI) ratio.

How can I protect my credit card from fraud?

What fees do I need to pay on a VISA Platinum Credit Card?

Do I need to be a member of Best Reward FCU to get a credit card?

How do I become a member of the credit union?

What documents do I need to provide when I apply for membership?

What documents will I be required to submit to apply for Best Reward FCU membership?


More Ways We Can Support Your Finances


A woman enjoys shopping and collecting credit card rewards.

VISA Platinum Rewards Credit Card

Enjoy all the benefits of our VISA Platinum Credit Card plus collect points to redeem for gift cards, merchandise, and travel.**


A man is happy to be approved for a personal loan.

Personal Loans

Get a lump sum of cash to use for any purpose with a competitive rate and terms of up to 48 months. No collateral is needed!


A couple does home renovations financed with a home equity loan.

Home Equity Loans

Borrow up to 80% of your current home equity over terms of six to ten years. Pay for home improvements, vacations, tuition, and more.



*APR = Annual Percentage Rate. The APR is subject to change to reflect any change in the index and will be determined by the Prime Rate on the first day of each quarter (January, April, July, and October) of each year as published in The Wall Street Journal. All cards are subject to approval. Card limit and rate based on the credit qualifications. The Balance Transfer Fee is $5.00 or 2.00% of the amount of each balance transfer; whichever is greater (maximum fee is $50.00).

**Rewards are available on the VISA Platinum Rewards card only. One point is earned for every one dollar spent (minus returns) and is redeemable towards merchandise, travel, or gifts cards.