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Vehicle Loan Refinance


Benefits of a Best Reward Vehicle Loan Refinance

Best Reward wants you to have the best vehicle loan possible so we're here to help you get better rates and terms than your original vehicle loan. Get a vehicle loan refinance today and enjoy your ideal car payment tomorrow!


Low, Fixed Rates

We'll do our best to give you a lower rate than your original lender.

Choose Your Term

A longer term lowers your monthly payment. A shorter term lowers your interest cost.

Personal Service

We'll guide you through the steps and make sure your refi is worthwhile.

Member Benefits

Join Best Rewards and enjoy all our helpful products and services.


In addition to the benefits above, enjoy free online account access and convenient payments online, in person at any branch, by mail, or over the phone.

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A happy young man is standing in front of his car after an auto loan refinance.

Best Reward Vehicle Loan Refinance Rates

Type APR* (as low as)
Vehicles (2024 to 2023) 5.95%
Motorcycles (2024 to 2023)* 7.95%
Boats & RVs (2024 to 2023)* 7.95%
ATVs & Jetskis (2024 to 2023)* 7.95%
Vehicles (2022-2021) 6.20%
Vehicles (2020-2018) 6.70%
Vehicles (2017 & Older) 7.20%
Motorcycles (2022 & Older)* 8.20%
Boats & RVs (2022 & Older)* 8.20%
ATVs & Jetskis (2022 & Older)* 8.20%


"Great place to keep your money, friendly service & good rates." – Garret R.
"Great people! Great rates for car loans!" – Jonathan B.
"Great team. Helped me a lot!" – Ricardo K.

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Use Our Refinance Calculator to See What You Could Save


  Current Loan New Loan * Difference
Monthly Payment      
Months Remaining      
Interest Remaining      




FAQs about a Best Reward Vehicle Loan Refinance

How does a vehicle loan refinance work?

What vehicles qualify for a vehicle loan refinance?

How much can I borrow for a vehicle loan refinance?

What rates will I get for my vehicle loan refinance?

How long will I have to pay back my vehicle loan refinance?

Do I need to be a Best Reward member to apply for a vehicle loan refinance?

How do I establish membership at Best Reward?

What documents will I be required to submit to apply for Best Reward membership?


APR = Annual Percentage Rate. Contact Best Reward Federal Credit Union for additional information. Rates and terms are subject to change without notice. The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral. Other rate discounts may apply. Lower credit grades and longer repayment terms result in higher interest rate. Additional conditions and/or restictions may apply. Rates shown include a 0.25% discount for automatic payment transfer from a Best Reward Federal Credit Union account.*Titled collateral only and minimum initial loan balance of $10,000. Non-Titled collateral and lower initial balance loans subject to higher rates.