Skip to main content

VISA Credit Cards


Best Reward Federal Credit Union Credit Card Benefits

No Penalty APR or Annual, Over-the-Limit, Cash Advance, or Transaction Fees

Earn Rewards for Travel and Merchandise**

Payment Protection and Free e-Statements Available


VISA Platinum

In addition to the benefits above, enjoy free online account access and convenient payments online, in person at any branch, by mail, or over the phone.

Learn More

Customer talks to shopowner at checkout counter

VISA Platinum Rewards

For every qualifying purchase made using your VISA Platinum Rewards Credit Card you earn valuable Bonus Points that may be redeemed for merchandise, gift cards, and exciting travel.

Access merchant offerings while you shop, mark your favorites, and track their offerings with the CURewards® Mobile App.

Learn More

Tourist couple walking down a European city street.

Secured VISA Credit Card

For those seeking to establish or re-establish credit, we also offer a Secured VISA Credit Card. The approved credit card limit is determined upon application approval and will be on hold in the Share Savings Account.

Learn More

Close up of a young woman holding a smartphone and credit card to make an online purchase


Apply Now


VISA Platinum* Variable 14.24% No Borrowers who want a simple VISA Platinum Card at affordable rates.
VISA Platinum Rewards** Variable 15.24% No Borrowers who want to earn rewards in addition to all of the other benefits of a VISA Platinum Rewards Card.
Secured VISA*** Variable 14.24% No Anyone interested in building or re-establishing their credit.
"Best credit union ever." – Mike M.
"Very nice and friendly environment." – Angela G.
"Great team. Helped me a lot!" – Ricardo K.

Apply Now

Our Application Process Is Fast and Secure

To view a printable version of a table that includes APR's and other required cost disclosures click HERE.

Credit Card FAQ

How do I earn points on my VISA Platinum Rewards Card?

What are some other features of the CURewards® Mobile App for VISA Platinum Rewards?

How do I protect my VISA Platinum card?

What is the balance transfer fee on a VISA Platinum card?

Do I need to be a Best Reward member to apply for a VISA Platinum, VISA Platinum Rewards, or Secured Card?

How do I establish membership at Best Reward?

What documents will I be required to submit to apply for Best Reward membership?


*APR = Annual Percentage Rate. The APR is subject to change to reflect any change in the index and will be determined by the Prime Rate on the first day of each quarter (January, April, July, and October) of each year as published in The Wall Street Journal. All cards are subject to approval. Card limit and rate based on the credit qualifications. The Balance Transfer Fee is $5.00 or 2.00% of the amount of each balance transfer; whichever is greater (maximum fee is $50.00).

**Rewards are available on the VISA Platinum Rewards card only. One point is earned for every one dollar spent (minus returns) and is redeemable towards merchandise, travel, or gifts cards.

***Secured VISA cards are only available with the VISA Platinum Card and are subject to approval. All secured VISA cards are reviewed annually to determine if the account qualifies for conversion to a traditional card based on the credit qualifications and payment history. The approved credit card limit is determined upon application approval and will be on hold in the Share Savings Account.