Visa Credit Cards
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Best Reward Federal Credit Union Credit Card Benefits
No Penalty APR or Annual, Over-the-Limit, Cash Advance, or Transaction Fees
Earn Rewards for Travel and Merchandise**
Payment Protection and Free e-Statements Available
VISA Platinum
In addition to the benefits above, enjoy free online account access and convenient payments online, in person at any branch, by mail, or over the phone.
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VISA Platinum Rewards
For every qualifying purchase made using your VISA Platinum Rewards Credit Card you earn valuable Bonus Points that may be redeemed for merchandise, gift cards, and exciting travel.
Access merchant offerings while you shop, mark your favorites, and track their offerings with the CURewards® Mobile App.
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Secured VISA Credit Card
For those seeking to establish or re-establish credit, we also offer a Secured VISA Credit Card. The approved credit card limit is determined upon application approval and will be on hold in the Share Savings Account.
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|
CARD TYPE |
RATE TYPE |
APR* AS LOW AS |
ANNUAL FEE |
BEST FOR |
|
VISA Platinum* |
Variable |
13.24% |
No |
Borrowers who want a simple VISA Platinum Card at affordable rates. |
|
VISA Platinum Rewards** |
Variable |
14.24% |
No |
Borrowers who want to earn rewards in addition to all of the other benefits of a VISA Platinum Rewards Card. |
|
Secured VISA*** |
Variable |
13.24% |
No |
Anyone interested in building or re-establishing their credit. |
"Best credit union ever." – Mike M.
"Very nice and friendly environment." – Angela G.
"Great team. Helped me a lot!" – Ricardo K.
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Our Application Process Is Fast and Secure
To view a printable version of a table that includes APR's and other required cost disclosures click HERE.
How do I earn points on my VISA Platinum Rewards Card?
Rewards are available on the VISA Platinum Rewards card only. For every dollar, 1 point per $1 spent (minus returns) . These points are then redeemable towards merchandise, travel, or gift cards.
What are some other features of the CURewards® Mobile App for VISA Platinum Rewards?
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Redeem Points for Merchandise and Hotel Accommodations
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Update your Member Profile
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Contact Award Headquarters or Member Services.
Download our FREE CURewards® Mobile App on the App Store and Google Play!
How do I protect my VISA Platinum card?
Help keep your account secure by signing up for account alerts. You may change your alert preferences at any time. Set custom alerts for transaction types and dollar amounts for:
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Purchases Over a selected Amount
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International Purchases
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Online and Phone Purchases Where the Card is Not Physically Present
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Declined Transactions
Click below to enroll or manage your VISA Credit Card Account Alerts!
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Verified by VISA protects you when you use your Best Reward VISA Credit Card for online transactions. Create your personal password to ensure that only you can use your Best Reward VISA Credit Card at participating online stores.
Protect Your VISA Credit Card Today
What is the balance transfer fee on a VISA Platinum card?
We can help you transfer your credit card balances to a Best Reward VISA Credit Card! We offer an affordable Balance Transfer Fee as low as $5.00, or 2.00% of the amount of each balance transfer; whichever is greater. The maximum fee is $50.00.
Do I need to be a Best Reward member to apply for a VISA Platinum, VISA Platinum Rewards, or Secured Card?
Yes, you need to be a member to take advantage of our competitive rates and benefits. Membership eligibility is extended to anyone living or working, who attends school or worships in, and legal entities and businesses in the following Ohio counties:
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Cuyahoga
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Geauga
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Lake
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Medina
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Portage
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Summit
Immediate family members or household members of individuals meeting these requirements are also eligible, as are their surviving spouses, credit union employees, community volunteers, and their immediate family members and households.
Immediate family member is defined as:
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Spouse
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Child
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Sibling
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Parent/Grandparent
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Grandchild
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Stepparents, children, and siblings
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Adoptive relationships
We also offer membership to select employer groups. Learn more about membership eligibility here.
How do I establish membership at Best Reward?
Once you’ve determined your eligibility, all you need to do to become a Best Reward member is fill out our easy online application. Once you’re approved, getting started is as easy as opening a Regular Share Savings account with us, and maintaining a $5.00 minimum balance.
Simply maintaining this low balance means you are eligible to take advantage of all of the Best Reward products and services that we offer to our valued members! Membership is for life for you and your family, and doesn’t change if you move away, get a new job, or retire.
What documents will I be required to submit to apply for Best Reward membership?
In order to apply, you’ll need to provide certain proof of identification in the form of primary and secondary documentation.
Examples of primary documentation include a driver’s license, state ID, or passport. Secondary documentation can include utility bills, your Social Security card, a school ID, or an insurance card.
You may be required to provide additional documentation, depending on the situation.
*APR = Annual Percentage Rate. The APR is subject to change to reflect any change in the index and will be determined by the Prime Rate on the first day of each quarter (January, April, July, and October) of each year as published in The Wall Street Journal. All cards are subject to approval. Card limit and rate based on the credit qualifications. The Balance Transfer Fee is $5.00 or 2.00% of the amount of each balance transfer; whichever is greater (maximum fee is $50.00).
**Rewards are available on the VISA Platinum Rewards card only. One point is earned for every one dollar spent (minus returns) and is redeemable towards merchandise, travel, or gifts cards.
***Secured VISA cards are only available with the VISA Platinum Card and are subject to approval. All secured VISA cards are reviewed annually to determine if the account qualifies for conversion to a traditional card based on the credit qualifications and payment history. The approved credit card limit is determined upon application approval and will be on hold in the Share Savings Account.