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Credit Life & Credit Disability Insurance

Caring for you, your family, and your wallet.

Credit Life & Credit Disability Insurance from Member’s Choice® provides ample protection against accidents, loss, or emergencies that endanger the wellbeing of your family. These voluntary loan policies can be added to any loan or additional insurances, and are specially designed to complement your lifestyle and monthly income.

Rest easier at night knowing that your loved ones will be cared for in the event of an emergency.

We offer a range of benefits to your family members and loved ones should you encounter an unforeseen accident. Some of these features include:

  • Immediate insurance coverage after purchase (Eligible Members)
  • Peace of mind during family emergencies
  • Insurance plans built to partner with existing policies

 


 

Credit Life & Credit Disability Insurance Rates

Credit Disability Insurance
Plan Type: 14 Day/Non-retro
Maximum Monthly Benefit: $750.00
Total Benefit Maximum: $50,000
Maximum Issue Age: 70 years
Termination Age: 70 years
Credit Life Insurance
Total Benefit Maximum: $50,000
Maximum Issue Age: 70 years
Termination Age: 70 years

Credit Life & Credit Disability Insurance FAQ

Q: Will credit life & credit disability insurance affect my loan approval?

A: No. Member’s Choice optional insurance programs are entirely voluntary, and will not affect your loan offers, credit score, or approval status.

Q: When can I sign up for credit life & credit disability insurance?

A: You may sign up for an optional loan program during your initial loan write-up, or at any time during the life of your loan or credit offer.

Q: Where would claims be filed for credit life & credit disability insurance?

A: All life or disability claims referring to your optional insurance policy should be made at your local Best Reward CU branch. Learn more about the program by calling our member service team at any time.

 


Learn More Obtain your Free, No Obligation Quote

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. Unique ID & Copyright CDCL-0713-D0E0, © CUNA Mutual Group 2014, All Rights Reserved.