The Best ATV Loans in Ohio
Let your spirit roam free in nature’s playground! Our affordable and flexible ATV loans can help you realize your dream of ATV ownership. Apply today to start making new memories in the great outdoors.
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Your Ticket to Off-Road Adventure
Easy Pre-Approval
Find out how much you qualify to borrow before you start shopping for an ATV.
Competitive Rates
A low, fixed APR makes ATV ownership affordable.
Flexible Terms
Choose a shorter term to pay off your loan faster or a longer term to lower your monthly payments.
Take Advantage of Our ATV Loan Rates
|
TYPE OF LOAN |
APR* (as low as) |
|
ATVs & Jet Skis (2024 to 2023)* |
8.20% |
|
ATVs & Jet Skis (2022 & Older)* |
8.45% |
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Throttle Up the Off-Road Fun
There's no question that with an ATV you can enjoy the great outdoors like never before. But ATVs can also be useful tools around your home or farm. Whether you want an ATV for work or play, our flexible loans make ATV ownership affordable and practical.
Key features of our ATV loans include:
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Loan Pre-Approval: Find out how much you qualify to borrow. This helps you set a realistic budget to save time when shopping for an ATV.
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Competitive Rates: Our low rates allow you to reduce the cost of your loan. This makes it easier to budget for ATV expenses, like fuel, insurance, and accessories.
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Dedicated Local Service: All loan decisions are made locally. Our members are our top priority, and we’re here to support you throughout the loan process and beyond.
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Convenient Payments: Multiple payment options simplify loan repayment. Conveniently make payments online, by mail, over the phone, or in person at any branch.
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Budget-Friendly Terms: Flexible terms of 24 to 72 months are available. Choose the term that fits your budget and lets you comfortably manage your monthly payments.
Ready for some outdoor adventures around Cleveland? Apply for pre-approval today to take the first step towards ATV ownership.
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Apply for an ATV Loan in Three Easy Steps
Step
1 |
|
Apply Online
Gather your documents and fill out our simple online application. |
Step
2 |
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Get Approved
We'll review your information and let you know if you are approved within a few business days. |
Step
3 |
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Access Your Funds
Obtain funds to finalize the purchase of your new or used ATV. |
Get Started
"The people who work there are wonderful and I feel like I am part of a family rather than a banking system." – Jeanetta L.
"Awesome place and people." – Reggie A.
"Great place to keep your money, friendly service & good rates." – Garrett R.
Ready To Hit the Trails?
ATV financing in Cleveland, Ohio, has never been easier! Contact us today to find out how we can help you start making new memories in the great outdoors.
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What is the typical loan term for an ATV?
Terms on loans for ATV’s can extend from 24 to 72 months, subject to credit approval. While longer loans mean smaller monthly payments, you’ll pay more over the life of the loan, and the value of your ATV will depreciate more. It’s best to choose the shortest loan term you can afford to ensure you don’t owe more than it is worth. The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral.
Do I need collateral for an ATV loan?
The ATV you are buying serves as the collateral for the loan. No additional collateral is needed.
Can I finance a used ATV?
To access Best Reward FCU’s expert loan financing services, membership is open to anyone who lives, works, attends school, or worships in Cuyahoga, Geauga, Lake, Medina, Portage, and Summit counties. Credit union members need to open and maintain a Regular Share Savings Account with a minimum balance of $5.
More Ways Best Reward Can Help with Financing
Vehicle Loans
A convenient, low-interest Vehicle Loan is a great way to pay for your next car!
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Home Equity Loans
Tap into your home’s equity with a Home Equity Loan and use the funds for renovations, college, or anything else you may need or want.
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Share Secured Loans
If you're at the start of your financial journey or need to repair your credit, a Share Secured Loan is the simple solution.
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*APR = Annual Percentage Rate. Contact Best Reward Federal Credit Union for additional information. Rates and terms are subject to change without notice. The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral. Other rate discounts may apply. Lower credit grades and longer repayment terms result in higher interest rate. Additional conditions and/or restictions may apply. Rates shown include a 0.25% discount for automatic payment transfer from a Best Reward Federal Credit Union account.*Titled collateral only and minimum initial loan balance of $10,000. Non-Titled collateral and lower initial balance loans subject to higher rates.