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VISA Platinum Rewards Credit Card


See How You Can Benefit From a Visa Rewards Credit Card

Earn Points on Purchases

Choose to redeem your points for merchandise, gift cards, and travel experiences.

Enjoy a Competitive Rate

Your rate is the same for purchases, balance transfers, and cash advances.

Pay Fewer Fees

You don't need to pay an annual fee, over-the-limit fee, cash advance fee, or penalty APR.

Relax With Fraud Protections

You don't need to pay an annual fee, over-the-limit fee, cash advance fee, or penalty APR.


VISA Platinum Rewards Credit Card Details

Choose a Visa Rewards Credit Card when you want your money to work harder. Get a great rate on purchases and earn points at the same time.

  • Earn one point for every dollar you spend on qualifying purchases.
  • Use the CURewards program to manage and redeem your points.
  • Shop from top brands, buy gift cards, or book travel.
  • APR is the same for purchases, balance transfers, and cash advances
  • Pay for your purchases by the due date and we won't charge any interest.
  • You have a 25-day grace period to make your minimum payment after the due date.
  • Easily make payments online, in your local branch, by mail, or over the phone.

Apply Now

A family enjoys a beach vacation bought with rewards from their Visa Card.


Visa Platinum Rewards Rates

VISA Platinum Rewards Variable 12.99% None People who enjoy earning rewards and want a competitive APR.



Here's How to Apply for a Visa Rewards Credit Card




Online Application

Complete our quick and secure online application form.



Get Pre-Approved

We'll check you're eligible and offer you a competitive rate.



Earn Points

Receive your card and start collecting points to redeem how you want!


Get Started

"Great team. Helped me a lot!" – Ricardo K., Highland Heights, OH.

Enjoy These Features With Your Visa Platinum Rewards Credit Card


Digital Access

Use Online Banking or our Mobile App to conveniently manage all your needs.

Free eStatements

Check your transactions and balances each month to prevent fraud and detect errors.

Easy Ways to Pay

Choose if you want to make payments online, in-person, over the phone, or by mail.

Payment Protection

Customize your account alerts to suit your preferences so you stay ahead of fraud.

Zero Fraud Liability

VISA guarantees you're not accountable for unauthorized transactions.

Free Phone 24

Call our phone service anytime to check your account balances, make payments, and more.


Get the Information You Need Before You Apply:



Visa Rewards Credit Card FAQs

How does the Visa Platinum Rewards Credit Card reward program work?

When you use your Best Reward FCU Visa Rewards Credit Card to make qualifying purchases*, you earn valuable Bonus Points that may be redeemed for merchandise, gift cards, and exciting travel. Each dollar you spend earns 1 point.

How can I manage my rewards?

What rate and credit limit will I get for my VISA Platinum Rewards Credit Card?

How can I protect my credit card from fraud?

Do I need to pay fees on a VISA Platinum Rewards Credit Card?

Do I need to be a member of Best Reward FCU to get a credit card?

How do I become a member of the credit union?

What documents do I need to provide when I apply for membership?


More Convenient Financing Options


A woman in a restaurant pays for her lunch with a VISA Platinum Credit Card.

VISA Platinum Credit Card

Get a no-frills, no-fuss credit card with the same affordable rate on purchases, balance transfers, and cash advances. Plus, pay no annual fee and no penalty APR.


A man is happy to be approved for a personal loan.

Personal Loans

Get a lump sum of cash to use for any purpose with a competitive rate and terms of up to 48 months. No collateral is needed!


A couple does home renovations financed with a home equity loan.

Home Equity Loans

Borrow up to 80% of your current home equity over terms of six to ten years. Pay for home improvements, vacations, tuition, and more.



*APR = Annual Percentage Rate. The APR is subject to change to reflect any change in the index and will be determined by the Prime Rate on the first day of each quarter (January, April, July, and October) of each year as published in The Wall Street Journal. All cards are subject to approval. Card limit and rate based on the credit qualifications. The Balance Transfer Fee is $5.00 or 2.00% of the amount of each balance transfer; whichever is greater (maximum fee is $50.00).

**Rewards are available on the VISA Platinum Rewards card only. One point is earned for every one dollar spent (minus returns) and is redeemable towards merchandise, travel, or gifts cards.

***Every dollar(s) in qualifying purchases, net of returns, "Participant" transacts on their credit card account eligible in this Rewards Program ("Program") earns Participant Point(s) ("Point") as provided for in these Rules.No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or insurance charges posted to their account. Charges or transactions may be added to, or removed from, the above lists of eligible charges and transactions from time to time at the sole discretion of the Program. Any questions as to what constitutes an eligible charge shall be resolved at the sole discretion of the Program. Points for this Program begin to accumulate with purchases Participant makes beginning on the first day of the billing cycle in which their Program begins and ending on the last day of the last billing cycle of the announced duration of their Program. Points earned from net purchases and point adjustments made between billing statement cycles will be deemed as earned after being posted to Participant`s next monthly statement.