Your mortgage should fit your needs.
Even when they change.
There are many reasons to refinance. You can lower your monthly payment, save money on interest, take cash out for home improvements, or pay off your loan faster.
Whatever your reason, Best Reward can help you refinance into a mortgage that meets your needs.
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Benefits of Refinancing
Pay Less Interest
Lower Your
Monthly Payment
Cashout
Your Equity
Shorten Your
Loan Term
Refinancing your mortgage loan with Best Reward guarantees you competitive interest rates, an easy online application, and the excellent service you know and love.
Fixed-Rate
Mortgage
A fixed-rate mortgage offers the same interest rate over the life of the loan. This type of mortgage is a good choice if you want the security of knowing that your interest rate and mortgage payment will not change from month to month.
Having a fixed-rate is especially important if you plan on staying in your home for several more years or if you don’t expect your income to increase significantly in the future.
Adjustable-Rate
Mortgage
An adjustable-rate mortgage offers a low initial rate that provides lower monthly payments with terms up to 20 years. After the fixed term, the rates are adjusted annually.
You should consider this loan if you want to maximize your buying power or if you plan to pay off your mortgage within the next 5 to 10 years.
Jumbo-Loan
Mortgage
This mortgage option offers a low initial rate and lower monthly payments with terms of up to 20 years. After the fixed term, the rates are adjusted annually.
You should consider this loan if you want to maximize your buying power or if you plan to pay off your mortgage within the next 5 to 10 years.
Refinancing With Best Reward Is As Easy As 1-2-3!
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Complete the online application in as little as 20 minutes.
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Once you’re done, we’ll review your information.
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A Best Reward Mortgage Consultant will follow up to get your application approved.
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How long does the mortgage refinance process take?
A typical refinance takes about 45-60 days. Having all of your documents ready as you start your refinance will help us process your loan as quickly as possible.
How do I know if I should refinance my home?
A: That depends on your unique goals and financial situation. We have a helpful article about refinancing and when you should do it. Click this link to read it now.
You can also use our mortgage calculator to calculate your payment and interest.
What are some of the costs associated with refinancing?
A: Just like with your initial mortgage, some costs go along with a refinance. Some of these costs might include an application fee, origination fee, home appraisal and inspection and title search.
But each loan is different, so some of those costs may not apply to your loan.
Ready to Refinance?
Take the first step and get pre-qualified. Call our Mortgage Department or apply online OR through our Mobile Banking App.
Apply NowApply On Mobile App