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Personal Loans


Enjoy the Convenience of a Personal Loan

No Collateral Needed

Gain quick access to cash without putting your assets on the line.

Competitive Rates

A low, fixed APR makes it easy to manage your finances.

Flexible Terms

Choose if you want lower payments or to pay off your loan faster.


Take Advantage of Our Personal Loan Rates

Signature (Fixed-Rate) Personal Loan Up to 48 months As low as 13.50%

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*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications. Maximum loan amount is $15,000 with a maximum 48 month term.

How You Can Use Your Personal Loan

Home Improvements

Take out a personal loan to touch up the bathroom or kitchen, or buy that new appliance you need.

Debt Consolidation

Pay off high-interest credit cards and other money you owe so you'll only have one payment.


Costs can quickly add up for the big day, whether you're the one getting married or a happy family member.


A personal loan can help out with all study-related expenses, from tuition to resources and living costs.

Building Credit

Making timely payments on your personal loan is an excellent way to get yourself on the financial map.

And Much More!

Maybe you've got health care, dental, or vision bills to pay – or maybe now is the time for that dream vacation!


Our Loan Application Process is Fast and Secure



Apply Online

Just gather your documents and fill out our simple online application.



Receive a Response

We'll review your details and respond within a few business days.



Access Your Funds

We'll transfer your loan amount to your Best Reward checking account!

"Great place to keep your money, friendly service & good rates." Garrett R.
"Awesome place and people.” Reggie A.
"This is by far, the best Credit Union in every banking category” Lonnie T.

Ready to Take Advantage of a Personal Loan?

Our team is available to assist you in determining if a low-interest rate personal loan could help you achieve your financial goals or simply give you the extra cushion you need to live your life. If you have questions or want a no-obligation quote, give our loan specialists at Best Reward Federal Credit Union a call. We're always here to help you.

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Personal Loan FAQs

How do I know if I qualify for a personal loan?

Why should I consider a personal loan?

What can I use a personal loan for?

What rates will I get for my personal loan?

How can a personal loan help build my credit?

How many Personal Loans can I take out at once?


More Ways Best Reward Can Help With Your Financing

Vehicle Loans

A convenient, low-interest loan is a great way to pay for your next car, boat, motorcycle, RV, ATV, and more!

Learn More

Home Equity Loans

Tap into the equity in your home and use the funds for renovations, college, or anything else you need or want.

Learn More

Share Secured Loans

If you're at the start of your financial journey or need to repair your credit, a secured loan is the simple solution.

Learn More