New & Used Vehicles

The best auto rate is the one you qualify for at the lowest total cost, so compare the APR on the same loan amount across lenders. At Best Reward FCU, your rate is determined by your credit qualification and the loan-to-value (LTV) of the vehicle. Lower credit grades and longer repayment terms result in a higher interest rate. Loans are for titled collateral only, and non-titled collateral and lower initial balance loans may be subject to higher interest rates. Rates and terms are subject to change without notice.

Not necessarily. You apply for a used car loan the same way you would for a new car, and titled used vehicles are eligible. At Best Reward FCU, your loan term depends on the loan amount, the vehicle and your credit.

Absolutely! We'll do a preliminary review of your finances and give you an estimate of how much you can borrow. This will be helpful when you negotiate the purchase price with sellers. It will also help you focus on the vehicles you know you can afford to save time.

Membership is available to persons who live, worship, work (or regularly conduct business in) or attend school in, and businesses and other legal entities located in greater Cleveland and these Ohio counties:

• Cuyahoga
• Geauga
• Lake
• Medina
• Portage
• Summit

Membership is also extended to a member’s immediate family or household (spouse, child, sibling, parent, grandparent, or grandchild).