Skip to main content

New & Used Vehicles


Benefits of a Best Reward New or Used Vehicle Loan

Best Reward is here to guide you through the auto loan process and make sure you get the best rates and terms to buy your vehicle of choice. Get an auto loan today and start shopping for your next car!


Low, Fixed Rates

And Best Reward does not charge hundreds of dollars in application fees!

Flexible Terms

Get an auto loan you can afford with up to 84 months to repay.

Helpful Service

Our loan officers and auto buying center make buying a car a breeze.

Easy Pre-Approval

You will have financing that fits your needs before you walk into the dealer.


New Vehicle Loans

Enjoy our lowest rates when you buy a new or near-new vehicle.

Used Vehicle Loans

Get financing for a wide range of older vehicles to match your lifestyle.


Apply Now



Vehicle Loan Details

A Best Reward auto loan is a convenient way to buy a new or used car that suits your needs and budget.

You can even apply and close the loan on your smartphone while at the dealership.

  • Get low-interest rate financing for new and used cars.
  • Choose a term up to 84 months for an affordable monthly payment.
  • Up to 100% financing – no down payment needed.
  • Skip two payments a year.
  • Get discounts on car insurance.
  • Use our auto buying center for a smooth car-buying experience.
  • Dedicated loan officers and convenient online services can save you time and help you get the best vehicle for your money.

In addition to the benefits above, enjoy free online account access anytime.

A happy couple is sitting inside their car holding up the key after financing with a used auto loan.


Apply Now


Best Reward Auto Loan Rates

Type APR* (as low as)
Vehicles (2024 to 2023) 5.95%
Vehicles (2022-2021) 6.20%
Vehicles (2020-2018) 6.70%
Vehicles (2017 & Older) 7.20%


Vehicle Loan Calculator

See your estimated monthly payments based on current rates. Click here to try it now.

"This is by far, the best Credit Union in every banking category👍🤗." – Loonie T.
"Great people! Great rates for car loans!" – Jonathan B.
"People there have always been friendly and competent." – Lowell.

Apply Now

Best Reward New Vehicle Loans and Used Vehicle Loans FAQ

What vehicles can I buy with a vehicle loan?

How much can I borrow for a vehicle loan?

What rates will I get for my vehicle loan?

How long will I have to pay back my vehicle loan?

Do I need to be a Best Reward member to apply for a vehicle loan?

How do I establish membership at Best Reward?

What documents will I be required to submit to apply for Best Reward membership?

APR = Annual Percentage Rate. Contact Best Reward Federal Credit Union for additional information. Rates and terms are subject to change without notice. The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral. Other rate discounts may apply. Lower credit grades and longer repayment terms result in higher interest rate. Additional conditions and/or restictions may apply. Rates shown include a 0.25% discount for automatic payment transfer from a Best Reward Federal Credit Union account.*Titled collateral only and minimum initial loan balance of $10,000. Non-Titled collateral and lower initial balance loans subject to higher rates.