Fee Schedule

The difference between credit unions and banks is that we are a not-for-profit financial institution, whereas banks must make profits for their shareholders. Credit unions exist only to serve their members, who are the shareholders. We aim to serve our community and always keep your best interests in mind.

Our goal is to provide a safe, convenient place to save and borrow money at competitive and reasonable interest rates with fewer fees, lower fees, and often no fees, compared to other institutions.

There are many ways you can avoid paying some common fees. Always be sure to read the fine print and disclosures on any financial product page to see when and why additional fees may be charged.

Here are a few tips and tricks to get you started:

• Keep your Share Savings Account open for at least 6 months to avoid a $5 fee.
• Enroll in e-Statements to avoid the $1.00 Mailed Statement Fee and access up to 12 months of statements.
• Access copies of your drafts or checks online instead of in person to avoid a $1 fee.
• Avoid fees for Non-Sufficient Funds (NSF) Checks and Overdraft Protection for Checks by maintaining a healthy balance in your account that can cover any one-time or recurring expenses and payments.
• Set up Overdraft Protection Transfers between your checking and savings accounts to avoid overdraft fees for debit card purchases or automatic transfers (ACH).
• Aim to make no more than three withdrawals from your Money Market Account each month to avoid a $10 fee for extra withdrawals.
• Enjoy the free debit card you get with your checking account and try to avoid losing it so you don't need to pay a $10 replacement fee.