Vehicle Loans
A low-interest vehicle loan from Best Reward lets you buy your vehicle of choice with a term to suit your budget. Plus, you can refinance your loan from another lender.
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Best Reward Federal Credit Union Vehicle Loans
Benefits of a Best Reward Vehicle Loan
Best Reward vehicle loans come with competitive rates, flexible terms, and friendly service.
Low, Fixed APR
Get the rate you deserve with no surprise fees in the price.
Flexible Terms
Terms range from 24 to 72 months to fit your budget.
New/Used Vehicles
Choose from a wide range of inventory, including RVs.
Trusted Service
We'll make sure you feel confident about all terms and conditions.
Save Time on Research
Access our Auto Buying Center to find and compare vehicles.
e-Sign Anywhere
Our secure loan process can be completed on your favorite device.
"Great people! Great rates for car loans!" – Jonathan B., Highland Heights, OH
Quick and Simple Vehicle Loan Application Process
Step
1
Apply Online
Fill out our online application form with your personal and financial information.
Step
2
Get Pre-Approved
We'll review your details and, if approved, agree to the best loan amount, rate, and term.
Step
3
Start Shopping!
With your financing secured, you can focus on finding the right vehicle online or at a dealership.
Best Reward FCU’s Auto Buying Center
Gone are the days of spending months researching cars online without finding the information you need to make an informed purchase.
Our online Auto Buying Center offers a hassle-free auto shopping experience from the comfort of your own home with access to a monthly payment calculator, dealer locator, comparison tools, and more!
You can also obtain free CARFAX reports, calculate refinancing options for your current loan, and get pre-approved for a new auto loan.
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FAQs About Best Reward Vehicle Loans
What types of vehicles can I finance?
You can finance cars, trucks, and SUVs with our New & Used Vehicle Loans. We also offer loans for RVs, motorcycles, ATVs, boats, and jet skis.
How do I get pre-approved for a vehicle loan?
You can get pre-approved for a car loan by providing information about income, employment, debts, and the amount of money you plan to borrow.
Does pre-approval affect my credit score?
We typically use a soft credit check for pre-approvals, which doesn’t impact your credit score. If you move forward to final financing, we’ll complete a hard inquiry, which may cause a small, temporary dip.
Are interest rates fixed or variable?
Best Reward FCU auto loans have fixed interest rates. Your rate is determined by your credit qualification and the loan-to-value (LTV) of the vehicle. Lower credit grades and longer repayment terms result in a higher interest rate. Loans are for titled collateral only, and non-titled collateral and lower initial balance loans may be subject to higher interest rates. Rates and terms are subject to change without notice.
Can I refinance an existing vehicle loan?
Yes. If your current vehicle loan is with another lender, you can refinance it with Best Reward FCU, and we’ll pay off your existing loan in full. If your current loan is already with Best Reward FCU, contact us to discuss your options.
How long does the approval process take when I apply for an auto loan?
The vehicle loan approval process can take anywhere from one to several business days, depending on your creditworthiness and the size of the loan.
Vehicle Buying Resources
Helpful Videos
Watch our quick, informative videos to get a wealth of tips and tricks on topics like buying a car and checking your credit.
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What Is 0% Financing?
A 0% rate may sound like a great deal but it's important to know the facts so you avoid paying more than you bargained for.
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Buying vs. Leasing
Buying a car means you'll end up with an asset and no monthly payment. Read our handy chart if you're not sure what to do.
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Ready to Apply for a Best Reward Vehicle Loan?