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Recreational Vehicle Loans


Benefits of a Best Reward Recreational Vehicle Loan

Best Reward is here to guide you through the loan process and make sure you get the best rates and terms to buy your vehicle of choice. Get an RV loan today and start expanding your horizons tomorrow!

Competitive Rates

A low APR means more of your money goes where it matters.

Terms to Suit You

Flexible terms so you can get the right payment for you.

Dedicated Service

We'll make sure you know what's going on and have a great experience.

Easy Pre-Approval

Start shopping for your RV with financing ready to go in your pocket.


In addition to the benefits above, enjoy free online account access and convenient payments online, in person at any branch, by mail, or over the phone.


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Best Reward Recreational Vehicle Loan Rates

Type APR* (as low as)
Motorcycles (2024 to 2023)* 7.95%
Boats & RVs (2024 to 2023)* 7.95%
ATVs & Jetskis (2024 to 2023)* 7.95%
Motorcycles (2022 & Older)* 8.20%
Boats & RVs (2022 & Older)* 8.20%
ATVs & Jetskis (2022 & Older)* 8.20%


"Awesome place and people." – Reggie A.
"Great people! Great rates for car loans!" – Jonathan B.
"People there have always been friendly and competent." – Lowell.

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FAQs about Best Reward Recreational Vehicle (RV) Loans

What vehicles can I buy with an RV loan?

You can choose from a wide range of new or used recreational vehicles. Once you get pre-approved for your RV loan, you can shop anywhere you like in-person or online. Rates for used and older RVs tend to be higher than for newer vehicles.

How much can I borrow for an RV loan?

The fixed rate and term of loan will be determined by the credit qualifications and loan-to-value (LTV). If this is the first time you have taken out a loan, you may need to borrow a smaller amount. You'll be able to borrow more after you've successfully paid off your loan.

What rates will I get for my RV loan?

The annual percentage rate (APR) you get is based on your credit score, age of the RV, and repayment term, titled or non-titled, and dollar amount. Higher scores, newer RVs, and shorter repayment terms get lower rates. You can find out exactly what APR you'll get for your score when you get pre-approved for your RV loan. When comparing RV loans, make sure you compare the APR and not just interest rates because the APR shows the true cost of borrowing, including fees.

How long will I have to pay back my RV loan?

Terms between 24 and 72 months are offered. For higher-value RVs, you might be able to negotiate a longer term. Shorter terms mean lower rates but a higher monthly payment. Longer terms mean higher rates but you can get a more affordable monthly payment to suit your needs.

Do I need to be a Best Reward member to apply for an RV loan?

Membership is available to persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in these Ohio counties:


In addition membership eligibility is extended to a members immediate family or household (spouse, child, sibling, parent, grandparent or grandchild, including stepparents, stepchildren, step siblings, and adoptive relationships) as well as spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.*

How do I establish membership at Best Reward?

Once you’ve determined your eligibility, all you need to do to become a Best Reward member is fill out our easy online application. Once you’re approved, getting started is as easy as opening a Regular Share Savings account with us, and maintaining a $5.00 minimum balance.

Simply maintaining this low balance means you are eligible to take advantage of all of the Best Reward products and services that we offer to our valued members! Membership is for life for you and your family, and doesn’t change if you move away, get a new job, or retire.

What documents will I be required to submit to apply for Best Reward membership?

In order to apply, you’ll need to provide certain proof of identification in the form of primary and secondary documentation. Examples of primary documentation include a driver’s license, state ID, or passport. Secondary documentation can include utility bills, your Social Security card, a school ID, or an insurance card.

You may be required to provide additional documentation, depending on the situation.

APR = Annual Percentage Rate. Contact Best Reward Federal Credit Union for additional information. Rates and terms are subject to change without notice. The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral. Other rate discounts may apply. Lower credit grades and longer repayment terms result in higher interest rate. Additional conditions and/or restictions may apply. Rates shown include a 0.25% discount for automatic payment transfer from a Best Reward Federal Credit Union account.*Titled collateral only and minimum initial loan balance of $10,000. Non-Titled collateral and lower initial balance loans subject to higher rates.