Happy Holiday Skip-A-Pay

Have a loan with Best Reward? The Holiday Skip-A-Pay Program allows you to skip one loan payment in the month of December OR January* Our gift to you during this holiday season, so that you can relax and enjoy it! Eligible Loans Include: Vehicle, Signature, and Share Secured

Holiday Skip-A-Pay forms must be submitted on or before November 30, 2025. There is a $35.00 processing fee (per loan) and the form must be signed by all borrowers on the loan. We appreciate your business and the excellent way you’ve managed your account. We hope skipping your loan payment will be the holiday help that you need.

Holiday Skip-A-Pay Form

*Some restrictions may apply. Available to members with a minimum 12-month loan payment history. Any accounts with delinquent loan payments or negative account balances within the last 12 months are NOT eligible. Interest will accrue on the unpaid balance for the month you choose to skip, and when payments resume, the unpaid interest will be collected first. However, no late charges will apply for authorized skipped payments. Further, no skipped payment will extend the term of any credit insurance policy you may have obtained through the credit union as part of this loan. If you purchased the GAP Waiver Addendum on a vehicle loan, the waiver does not include more than two skipped payments during the term of the financial agreement. Skipped payments are missed payments that are authorized by the credit union or caused by delinquency. You will remain fully liable for any portion of the unpaid net balance that is not covered by the GAP Waiver Addendum. The $35.00 processing fee is considered a finance charge, must be paid at the time of request, and does not go towards the loan payment or interest due. Scheduled payments made through Direct Deposit or Payroll Deduction will be transferred to your Share Savings Account for the month you choose to skip and will be subsequently available for withdrawal. Skip- A-Payment does not apply to credit cards or real estate loans. The credit union reserves the right to refuse any Skip-A-Payment request.