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Buyer Beware: Dealerships vs. Best Reward

If a dealership says they do not accept Best Reward’s financing, here’s why:

Protections Offered – Best Reward does not finance vehicles that have reconstructed, salvage, or flood tiles. If a dealer does not accept our financing, the vehicle you are purchasing may have a bad title. In addition, Best Reward does not finance vehicles that are overpriced. We use value guidelines that the dealer must follow for our members’ protection.

Additional Profits – Some dealers won’t accept our financing because they want to sell the dealer financing. Dealers earn additional profits when they finance your loan through certain lenders that they work with. The rate you are approved for may get bumped up by the dealer before it gets to you in the finance office. The extra profit is good for the dealers, but not so good for you!

It’s almost always in your best interest to get your pre-approval with Best Reward first and tell the dealer that your choice of financing is non-negotiable. If they refuse to work with you; take your business elsewhere as they cannot be trusted.

  • Competitive Rates – No need to wait for “dealer specials” as we offer great rates year round.
  • Affordable Payments – With a variety of loan terms, we’ll fit your payment within your budget.
  • Easy Pre-Approvals – Stop by or apply online to get pre-approved; don’t walk into the dealership unprepared.
  • Save on Fees – No Application Fees, Processing Fees, or Pre-Payment Penalties
  • Available Extras – Payment Protection, GAP, and Auto Insurance to protect your vehicle at an affordable cost.
  • Sign Documents Wherever You Are – e-Sign powered by DocuSign® is the tool that Best Reward uses which allows us to make your loan documents accessible electronically for you to sign from anywhere, anytime 24/7.
  • Financed Elsewhere – Refinance with us and we may be able to lower your rate or monthly payment.

With Best Reward, you can feel confident in your financing because you are working with someone you can TRUST; our Loan Officers are here to help.

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All loans are subject to approval. Loan amount, rate, and term based on the credit qualifications.