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Business Mortgage Loans


LTV* Up to 80%

Borrow up to 80% of your loan-to-value ratio

Flexible Payment

Terms Up to 15 Years

Choose the right term for your business. Enjoy low monthly payments over a longer term or pay your loan back quickly so you can move on to the next project

Fixed and Variable Rates Available for Qualified Products**

Business owners can choose between the predictability of a fixed-rate loan, or the flexibility of variable rates

Added Savings

Affordable closing costs and no prepayment penalties

Competitive Rates

Grow your business and achieve your goals with the right rate for you and your business

Interest-Only Payments

Added flexibility to make payments on only the loan interest***


Business Mortgage Details

Business mortgages loans are available to all kinds of businesses that require a physical location.

To apply for a business mortgage loan, you'll need to provide documentation including income tax returns and a personal financial statement. Non-members may apply but you'll need to establish membership with Best Reward Federal Credit Union before you can be approved. Find out if you are eligible to join HERE.

After applying for your loan, you'll receive a decision in three to 10 business days, depending on its complexity. Your interest rate will be based upon the qualities of your loan application and your relationship with Best Reward.

Stocked shelves at a small business.


"The staff is fantastic! They are friendly and when I have questions they know the answers and steer me in the right direction as to what is best for my banking needs." — Sandra H.
"Great team. Helped me a lot!” — Ricardo K.
"From the moment I joined Best Reward I was treated so warmly and not just like an account number. I feel like I am part of a family rather than a banking system.” — Jeanetta L.


Frequently Asked Questions about Business Mortgage Loans

What types of businesses do you provide mortgage loans for?

Are there any fees associated with a business mortgage loan?

How can I apply for a business mortgage loan?

What other products and services does Best Reward offer for businesses?


Ready to Apply for Your Business Mortgage Loan?


All loans are subject to credit approval, verification, and collateral evaluation if applicable. Maximum real estate loan is $1,000,000. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates, terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length of business, or loan amount. *LTV (loan amount to value of collateral) requirement may vary depending upon collateral, type of transaction and credit risk.** The rate you receive will be based on your credit history and other factors ***Loan interest rate in this product may be adjusted on a monthly basis based upon changes in Prime Rate. All loans are subject to credit approval and verification. For highly qualified borrowers only. Products and rates are limited to the state of Ohio and subject to change without notice. Dollar limits apply. Other restrictions may apply.