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Business Equipment Loans

With an equipment loan from Best Reward, you can take your business to the next level right away.

We'll finance your titled car, SUV, van, pick-up truck, or other commercial vehicle.

We're here to save you time and money so you can concentrate on the big stuff and reach your business goals faster.

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Fixed Interest Rates

Budgeting is easy when you know what you'll be paying each month.

Terms up to 84 Months

Choose the right term for your needs. Enjoy low monthly payments over a longer term or pay your loan back in a shorter term; the choice is yours.

Up to 100% Financing

Don't let financing be a barrier to your much-needed vehicle. Buy the equipment you need today and see it generate profit for tomorrow.

Equipment Loan Details

Business equipment loans are available to businesses that have been established for one year or more. The vehicle you want to buy must be a titled truck, trailer, tractor, car, van, etc.

To apply for a business equipment loan, you'll need to provide documentation including income tax returns and a personal financial statement. Non-members may apply but you'll need to establish membership with Best Reward Federal Credit Union before you can be approved. Find out if you are eligible to join by clicking HERE

After applying for your loan, you'll receive a decision in three to 10 business days, depending on its complexity. Your interest rate will be based upon the qualities of your loan application and your relationship with Best Reward.


The staff is fantastic! They are friendly and when I have questions they know the answers and steer me in the right direction as to what is best for my banking needs.

- Sandra H.


Great team. Helped me a lot!

- Ricardo K.


From the moment I joined Best Reward I was treated so warmly and not just like an account number. I feel like I am part of a family rather than a banking system.

- Jeanetta L.

FAQ's About Equipment Loans

Should I finance equipment?

What can an equipment loan be used for?

What types of businesses do you provide equipment loans for?

Ready to Apply for Your Business Equipment Loan?

*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. All loans are subject to credit approval, verification, and collateral evaluation if applicable. Maximum vehicle loan amount is $250,000. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates, terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length of business, or loan amount.