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Create the Home of Your Dreams

While interest rates are low making it a perfect time to buy, the housing inventory is also low, limiting homebuyer options. Looking to build a home? According to Bloomberg, “Building a home in the U.S. has never been more expensive. From lumber to paint to concrete, the cost of almost every single item that goes into building a house in the U.S. is soaring.”

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*APR = Annual Percentage. Rates are subject to change without notice. Interest rate is locked for 30 calendar days beginning with payment of Origination Fee. The Home Equity amount, rate, and term based on the credit qualifications up to 85% of the home’s appraised value. Minimum credit limit is $5,000. **No closing costs unless the Borrower pays off the loan within the first 36 months, in which case the Borrower agrees to reimburse the Lender for the amount of those bona fide third party fees paid on their behalf. ***Consult your tax advisor about the deductibility of interest. Other conditions and restrictions may apply. Program and conditions are subject to change at any time.

Nicholson, Marcy; Merrill, Dave; Sam, Cedric. (2021, June 3). Building a Home in the U.S. Has Never Been More Expensive. Bloomberg. https://www.bloomberg.com/graphics/2021-us-housing-construction-costs/